Attention homeowners in Winnsboro and Red River County: Need an appraisal?

Here are the top reasons TX homeowners order from Michael Wilson:

Get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
Challenge Red River county's assessment of your property
Remove PMI to lower their mortgage payment
To reinstate their Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
In the case of a TX divorce, when real estate needs to be divided
Settle an estate in TX by determining the true market value of property in question

Own a home in or near Winnsboro, TX and need help determining the price of it?
Contact Michael Wilson.

At Michael Wilson, we understand the unique needs of a consumer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. The professional appraisers at Michael Wilson will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value judgement than yours.

Need to cancel PMI?

A preferred money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. Michael Wilson is veterans in helping clients just like you abolish unwanted and unneeded PMI insurance.

Challenge Red River county's assessment of your property

Your local tax assessor may have your house overvalued if you live in an area that's declining. That means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. Getting an appraisal from Michael Wilson is your chief weapon when challenging your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow angle. Michael Wilson can provide you with an expert appraisal to help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for efficiency, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had done before. While usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your house.